Personal Injury Representation in Rhode Island and Massachusetts

Evidence disappears, witnesses’ accounts change, and surveillance footage gets overwritten. The sooner we’re on a case, the more evidence we can preserve.

Once we’re involved, you stop talking to the insurance company. Everything goes through us. Adjusters are trained to use what you say against your claim. Our job is to make sure that doesn’t happen.

We document every category of loss: medical records, future care costs, lost wages, diminished earning capacity, and pain and suffering. A complete record lets us present the whole claim to the insurer, not just the bills already paid.

We prepare every injury case as if it will go to trial, so your case is ready for court if the insurer will not settle on fair terms.

You likely have a claim if someone else’s negligence caused your injury, such as a driver who ran a red light, a property owner who didn’t fix a hazard, or a contractor who left a dangerous condition. The best way to know is to call us. The first conversation is free, and we’ll tell you honestly what we see. There’s no obligation to hire us afterward.

Don’t accept that characterization without a second opinion from a doctor and your attorney. Insurance adjusters are not medical professionals, and minimizing injury severity is a standard tactic for reducing payouts. We work with your treating providers to document the real picture, and we use evidence to push back on the insurer’s assessment.

Generally, three years from the date of injury in both states for most personal-injury claims (R.I. Gen. Laws § 9-1-14; M.G.L. c. 260 § 2A). Important exceptions apply. Claims against government entities carry much shorter notice requirements (in Rhode Island, written notice under the Governmental Tort Liability Act), and some injury types follow different rules. Don’t assume you have time to spare.

No, not before speaking with an attorney. A recorded statement is used by the insurer to lock you into an account of your injuries and the accident before you fully understand either. Things you say in that statement can be used to minimize or deny your claim. Call us first.

It depends on the severity of your injuries, the complexity of the liability questions, and how the insurer responds. Cases with clear liability and well-documented injuries may resolve sooner. Cases involving disputed liability, serious injuries, or uncooperative insurers can take longer. Sometimes the right answer is to wait until you’ve reached maximum medical improvement before settling, so the full scope of your losses is known. We’ll give you a realistic timeline at the first consultation.